[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hbrent.cz\/bez-penez-neni-zivot\/#Article","mainEntityOfPage":"https:\/\/www.hbrent.cz\/bez-penez-neni-zivot\/","headline":"Bez pen\u011bz nen\u00ed \u017eivot","name":"Bez pen\u011bz nen\u00ed \u017eivot","description":"M\u00e1-li m\u00edt \u010dlov\u011bk dostate\u010dn\u011b kvalitn\u00ed \u017eivot, nem\u016f\u017ee jenom \u017e\u00edt. Mus\u00ed m\u00edt navrch i dostate\u010dn\u00e9 finan\u010dn\u00ed prost\u0159edky, jimi\u017e by zaplatil v\u0161echno, co s jeho existenc\u00ed souvis\u00ed a co tento pot\u0159ebuje nebo tou\u017e\u00ed m\u00edt. Jen\u017ee pen\u00edze ne v\u017edy sta\u010d\u00ed, ne v\u017edy jich m\u00e1 ka\u017ed\u00fd z n\u00e1s tolik, kolik je t\u0159eba. Pokud pak jde o kr\u00e1tkodob\u00fd probl\u00e9m, n\u011bjak… ","datePublished":"2021-05-01","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.hbrent.cz\/author\/#Person","name":"","url":"https:\/\/www.hbrent.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hbrent.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hbrent.cz\/wp-content\/uploads\/p%C3%A9%C4%8De%20o%20d%C5%AFchodce.jpg","url":"https:\/\/www.hbrent.cz\/wp-content\/uploads\/p%C3%A9%C4%8De%20o%20d%C5%AFchodce.jpg","height":0,"width":0},"url":"https:\/\/www.hbrent.cz\/bez-penez-neni-zivot\/","about":["Finance"],"wordCount":422,"articleBody":"       M\u00e1-li m\u00edt \u010dlov\u011bk dostate\u010dn\u011b kvalitn\u00ed \u017eivot, nem\u016f\u017ee jenom \u017e\u00edt. Mus\u00ed m\u00edt navrch i dostate\u010dn\u00e9 finan\u010dn\u00ed prost\u0159edky, jimi\u017e by zaplatil v\u0161echno, co s jeho existenc\u00ed souvis\u00ed a co tento pot\u0159ebuje nebo tou\u017e\u00ed m\u00edt. Jen\u017ee pen\u00edze ne v\u017edy sta\u010d\u00ed, ne v\u017edy jich m\u00e1 ka\u017ed\u00fd z n\u00e1s tolik, kolik je t\u0159eba.  Pokud pak jde o kr\u00e1tkodob\u00fd probl\u00e9m, n\u011bjak se to p\u0159etrp\u00ed. Jen\u017ee co kdy\u017e nem\u00e1 \u010dlov\u011bk dost pen\u011bz dlouhodob\u011b a nedok\u00e1\u017ee se z takov\u00e9 vlekouc\u00ed se setrval\u00e9 finan\u010dn\u00ed t\u00edsn\u011b dostat? Co kdy\u017e je dejme tomu starobn\u00edm d\u016fchodcem, kter\u00fd mus\u00ed st\u016fj co st\u016fj vy\u017e\u00edt se svoj\u00ed penz\u00ed, proto\u017ee u\u017e nen\u00ed vesm\u011bs schopen si vyd\u011blat n\u011bco nav\u00edc, n\u011bco, \u010d\u00edm by si vylep\u0161il platebn\u00ed bilanci? Pak je to obvykle ztracen\u00e9 a n\u011bkdo podobn\u00fd si mus\u00ed utrhovat od \u00fast. A nejde rozhodn\u011b o ojedin\u011bl\u00fd p\u0159\u00edpad, proto\u017ee se st\u00e1t v p\u0159\u00edpad\u011b d\u016fchodc\u016f rozhodn\u011b nep\u0159ed\u00e1.  Jen\u017ee jak si m\u00e1 \u010dlov\u011bk v d\u016fchodu zajistit v\u00edc pen\u011bz, ne\u017e kolik je mu ochoten tat\u00ed\u010dek st\u00e1t d\u00e1vat? T\u011b\u017eko. Mo\u017enosti jsou tu krajn\u011b omezen\u00e9 a d\u00e1 se \u0159\u00edci, \u017ee je v takov\u00e9 chv\u00edli obvykle u\u017e pozd\u011b bycha honit. Na to, jak bude \u010dlov\u011bk ve st\u00e1\u0159\u00ed \u017e\u00edt, je toti\u017e t\u0159eba myslet u\u017e daleko d\u0159\u00edve, v produktivn\u00edm v\u011bku. A v dob\u011b, kdy si \u010dlov\u011bk vyd\u011bl\u00e1v\u00e1, je z\u00e1hodno si odkl\u00e1dat n\u011bjak\u00e9 ty pen\u00edze stranou, aby byly, a\u017e nastane ona doba, kdy \u010dlov\u011bk odejde na zaslou\u017een\u00fd odpo\u010dinek.  Penzijn\u00ed fondy Hypot\u00e9ka bez registru jsou v tomto ohledu ur\u010dit\u011b dobr\u00fdmi pomocn\u00edky. A to proto, \u017ee lidem pom\u00e1haj\u00ed zajistit se zav\u010dasu a neriskovat tak, \u017ee p\u016fjdou v d\u016fchodu o \u017eebr\u00e1ck\u00e9 holi, jak se \u0159\u00edk\u00e1. Proto\u017ee sem si lze odkl\u00e1dat n\u011bjak\u00e9 ty voln\u00e9 finan\u010dn\u00ed prost\u0159edky, dokud je tu ta mo\u017enost, aby se tyto vyu\u017eily, a\u017e bude jednou situace odli\u0161n\u00e1. A ona ur\u010dit\u011b jednoho dne odli\u0161n\u00e1 bude. Proto\u017ee penze u\u017e dnes nejsou \u017e\u00e1dn\u00e1 sl\u00e1va. A vzhledem k tomu, jak n\u00e1\u0161 st\u00e1t hospoda\u0159\u00ed, nelze doufat, \u017ee se v\u0161e dostate\u010dn\u011b rychle obr\u00e1t\u00ed k lep\u0161\u00edmu, \u017ee se stane ekonomick\u00fd z\u00e1zrak a bude l\u00e9pe.                                                                                                                                                                                                                                                                                                                                                                                          4.1\/5 - (11 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez pen\u011bz nen\u00ed \u017eivot","item":"https:\/\/www.hbrent.cz\/bez-penez-neni-zivot\/#breadcrumbitem"}]}]