[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.hbrent.cz\/stesti-preje-pripravenym\/#Article","mainEntityOfPage":"https:\/\/www.hbrent.cz\/stesti-preje-pripravenym\/","headline":"\u0160t\u011bst\u00ed p\u0159eje p\u0159ipraven\u00fdm","name":"\u0160t\u011bst\u00ed p\u0159eje p\u0159ipraven\u00fdm","description":"Pamatujete si na p\u011bknou poh\u00e1dku „Cvr\u010dek a mravenec?“ Mravenec se poctiv\u011b p\u0159ipravoval na zimu. D\u011blal si z\u00e1soby, a kdy\u017e p\u0159i\u0161el podzim, hodoval si ve sv\u00e9m dome\u010dku. Zat\u00edmco cvr\u010dek si jen zp\u00edval a hr\u00e1l na kytaru a sm\u00e1l se mravencovi, \u017ee se tak d\u0159e s ka\u017edou v\u011btvi\u010dkou, bobul\u00ed, kl\u00e1skem…   Kdy\u017e p\u0159i\u0161ly mrazy, cvr\u010dek se ve… ","datePublished":"2019-10-24","dateModified":"2023-05-26","author":{"@type":"Person","@id":"https:\/\/www.hbrent.cz\/author\/#Person","name":"","url":"https:\/\/www.hbrent.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/01173f1da90dde8adb887d6793fa4e42c4004e53f8d645d9b1cb57c2dee8e188?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"hbrent.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.hbrent.cz\/wp-content\/uploads\/img_a357610_w3861_t1572116782.jpg","url":"https:\/\/www.hbrent.cz\/wp-content\/uploads\/img_a357610_w3861_t1572116782.jpg","height":0,"width":0},"url":"https:\/\/www.hbrent.cz\/stesti-preje-pripravenym\/","about":["Finance"],"wordCount":418,"articleBody":"Pamatujete si na p\u011bknou poh\u00e1dku „Cvr\u010dek a mravenec?“ Mravenec se poctiv\u011b p\u0159ipravoval na zimu. D\u011blal si z\u00e1soby, a kdy\u017e p\u0159i\u0161el podzim, hodoval si ve sv\u00e9m dome\u010dku. Zat\u00edmco cvr\u010dek si jen zp\u00edval a hr\u00e1l na kytaru a sm\u00e1l se mravencovi, \u017ee se tak d\u0159e s ka\u017edou v\u011btvi\u010dkou, bobul\u00ed, kl\u00e1skem… Kdy\u017e p\u0159i\u0161ly mrazy, cvr\u010dek se ve sv\u00e9m dome\u010dku nem\u011bl \u010d\u00edm zah\u0159\u00e1t a co poj\u00edst. Uv\u011bdomil si, \u017ee m\u011bl mravenec pravdu. Poh\u00e1dka nakonec dopadla dob\u0159e, jak u\u017e to v poh\u00e1dk\u00e1ch b\u00fdv\u00e1. Cvr\u010dek se rozhodl zaj\u00edt za sousedem mravencem, jestli by mu nepomohl. Mravenec pomohl, ale s t\u00edm, \u017ee cvr\u010dek musel pracovat, jinak pr\u00fd a\u0165 si t\u0159eba tancuje na mrazu, aby se zah\u0159\u00e1l. Bu\u010fme proto piln\u00ed jako onen mravene\u010dek a na st\u00e1\u0159\u00ed se dob\u0159e p\u0159ipravme. Chceme-li v d\u016fchodu spokojen\u011b \u017e\u00edt, je t\u0159eba m\u00edt dostatek financ\u00ed. Je dobr\u00e9 si je\u0161t\u011b ke st\u00e1tn\u00edmu d\u016fchodu naspo\u0159it ur\u010ditou \u010d\u00e1stku, kter\u00e1 by n\u00e1m mno\u017estv\u00ed pen\u011bz nav\u00fd\u0161ila. Jedn\u00e1 se o penzijn\u00ed spo\u0159en\u00ed nebo penzijn\u00ed p\u0159ipoji\u0161t\u011bn\u00ed, kter\u00e9 pak po letech jako kdy\u017e najdeme. Lze je sjednat u r\u016fzn\u00fdch penzijn\u00edch spole\u010dnost\u00ed bank a poji\u0161\u0165oven – Penzijn\u00ed fond \u010cesk\u00e9 spo\u0159itelny, Penzijn\u00ed spole\u010dnost \u010cesk\u00e9 poji\u0161\u0165ovny, Penzijko \u010cSOB, Penzijn\u00ed spole\u010dnost KB, Allianz penzijn\u00ed spole\u010dnost, Axa penzijn\u00ed spole\u010dnost aj.  K na\u0161\u00ed ur\u010dit\u00e9 pravideln\u00e9 \u010d\u00e1stce, kterou se rozhodneme spo\u0159it, p\u0159isp\u00edv\u00e1 st\u00e1t ro\u010dn\u011b takzvan\u00fdm st\u00e1tn\u00edm p\u0159\u00edsp\u011bvkem.  Penzijn\u00ed spo\u0159en\u00ed lze sjednat pro d\u011bti ji\u017e od narozen\u00ed. Nemus\u00ed je platit jen rodi\u010de, ale t\u0159eba i prarodi\u010de. P\u0159\u00edsp\u011bvek lze vlo\u017eit tak\u00e9 p\u0159\u00edle\u017eitostn\u011b. Nap\u0159\u00edklad jako d\u00e1rek k V\u00e1noc\u016fm nebo narozenin\u00e1m. V sou\u010dasn\u00e9 dob\u011b maj\u00ed lid\u00e9 mo\u017enost vstoupit do takzvan\u00e9ho 3. pil\u00ed\u0159e –Dopl\u0148kov\u00e9ho penzijn\u00edho spo\u0159en\u00ed. Nyn\u00ed ho m\u00e1 ji\u017e 1 100 000 lid\u00ed a celkem penzijn\u00ed spo\u0159en\u00ed si plat\u00ed 4,5 milion\u016f lid\u00ed. Penzijn\u00ed spole\u010dnosti spravuj\u00ed 476 miliard K\u010d. V\u00edce informac\u00ed s konkr\u00e9tn\u00edmi \u010d\u00edsly m\u016f\u017eete naj\u00edt na webov\u00fdch str\u00e1nk\u00e1ch nebo na pobo\u010dk\u00e1ch penzijn\u00edch spole\u010dnost\u00ed.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (3 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0160t\u011bst\u00ed p\u0159eje p\u0159ipraven\u00fdm","item":"https:\/\/www.hbrent.cz\/stesti-preje-pripravenym\/#breadcrumbitem"}]}]